tag:blogger.com,1999:blog-30800428705106817912024-03-14T06:20:44.383-04:00Eking out a Life from a LivingA Personal Finance Blogekingouthttp://www.blogger.com/profile/16552146677223921030noreply@blogger.comBlogger146125tag:blogger.com,1999:blog-3080042870510681791.post-72914391543660689122014-02-06T17:20:00.001-05:002014-02-06T17:20:44.796-05:00<span style="font-family: Arial, Helvetica, sans-serif;">Guys. </span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"><br /></span>
<span style="font-family: Arial, Helvetica, sans-serif;">I'm unemployed. Not in a bad way, but not in a good way either. Just as my income has waned to nil, so has my motivation to live. Not in a call-for-help kind of way, just in a couch-bound, peanut-butter-by-the-spoonful kind of way. I'll be back when I wake up.</span>ekingouthttp://www.blogger.com/profile/16552146677223921030noreply@blogger.com0tag:blogger.com,1999:blog-3080042870510681791.post-25427891817699263122013-10-05T15:23:00.000-04:002013-10-05T15:27:09.378-04:00October 2013 Net Worth<div style="margin: 0px;">
<div style="margin: 0px;">
<span style="font-family: Arial, Helvetica, sans-serif;">Emergency Fund: $11,014.61</span><br />
<span style="font-family: Arial, Helvetica, sans-serif;">Checking: $604.01</span></div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<div style="margin: 0px;">
<div style="margin: 0px;">
<span style="font-family: Arial, Helvetica, sans-serif;">Medical/Dental: $781.57</span></div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span style="font-family: Arial, Helvetica, sans-serif;">Education: $<span style="background-color: white;">2,044.79</span></span></div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span style="font-family: Arial, Helvetica, sans-serif;">Roth IRA: $<span style="background-color: white; font-style: inherit;">12,155.07</span></span><br />
<span style="font-family: Arial, Helvetica, sans-serif;">401k1: $</span><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; text-align: right;">8,767.12</span></div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span style="font-family: Arial, Helvetica, sans-serif;">401k2: $<span style="background-color: white; font-style: inherit;">1,504.99</span></span><br />
<span style="font-family: Arial, Helvetica, sans-serif;">____________</span></div>
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<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<strong><span style="color: #3333ff; font-family: Arial, Helvetica, sans-serif;">Total Positive: $36,872.16</span></strong></div>
</div>
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<div style="margin: 0px;">
<span style="font-family: Arial, Helvetica, sans-serif;"><br /></span></div>
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<div style="margin: 0px;">
<span style="font-family: Arial, Helvetica, sans-serif;"><br /></span><span style="font-family: Arial, Helvetica, sans-serif;">Rent: PAID</span><br />
<span style="font-family: Arial, Helvetica, sans-serif;">Groceries/Utilities: PAID</span><br />
<span style="font-family: Arial, Helvetica, sans-serif;">Phone: PAID</span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span style="font-family: Arial, Helvetica, sans-serif;">Subway: PAID</span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span style="font-family: Arial, Helvetica, sans-serif;">Credit cards: $<span style="background-color: white; font-style: inherit;">618.00</span></span><br />
<span style="font-family: Arial, Helvetica, sans-serif;">____________</span><br />
<span style="color: red; font-family: Arial, Helvetica, sans-serif;"><strong>Total Negative: $618.00<br /><br /><span style="color: black;"><br /><span style="color: #3333ff;">Net Worth: $36,254.16</span></span></strong></span><br />
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<span style="color: red; font-family: Arial, Helvetica, sans-serif;"><strong><span style="color: black;"><span style="color: #3333ff;"><br /></span></span></strong></span></div>
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ekingouthttp://www.blogger.com/profile/16552146677223921030noreply@blogger.com0tag:blogger.com,1999:blog-3080042870510681791.post-30740416735127386822013-09-01T22:54:00.001-04:002013-09-01T22:59:57.950-04:00September 2013 Net Worth<div style="margin: 0px;">
<div style="margin: 0px;">
<span style="font-family: Arial, Helvetica, sans-serif;">Emergency Fund: $11,007.85</span><br />
<span style="font-family: Arial, Helvetica, sans-serif;">Checking: $220.53</span></div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<div style="margin: 0px;">
<div style="margin: 0px;">
<span style="font-family: Arial, Helvetica, sans-serif;">Medical/Dental: $781.09</span></div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span style="font-family: Arial, Helvetica, sans-serif;">Education: $<span style="background-color: white;">2,043.53</span></span></div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span style="font-family: Arial, Helvetica, sans-serif;">Roth IRA: $<span style="background-color: white; font-style: inherit;">11,593.09</span></span><br />
<span style="font-family: Arial, Helvetica, sans-serif;">401k1: $</span><span style="background-color: white; font-family: Arial, Helvetica, sans-serif; text-align: right;">8,356.72</span></div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span style="font-family: Arial, Helvetica, sans-serif;">401k2: $<span style="background-color: white; font-style: inherit;">1,131.07</span></span><br />
<span style="font-family: Arial, Helvetica, sans-serif;">____________</span></div>
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<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<strong><span style="color: #3333ff; font-family: Arial, Helvetica, sans-serif;">Total Positive: $35,133.88</span></strong></div>
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<span style="font-family: Arial, Helvetica, sans-serif;"><br /></span></div>
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<div style="margin: 0px;">
<span style="font-family: Arial, Helvetica, sans-serif;"><br /></span>
<span style="font-family: Arial, Helvetica, sans-serif;">Rent: PAID</span><br />
<span style="font-family: Arial, Helvetica, sans-serif;">Groceries/Utilities: PAID</span><br />
<span style="font-family: Arial, Helvetica, sans-serif;">Phone: PAID</span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span style="font-family: Arial, Helvetica, sans-serif;">Subway: PAID</span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span style="font-family: Arial, Helvetica, sans-serif;">Credit cards: $<span style="background-color: white; font-style: inherit;">784.85</span></span><br />
<span style="font-family: Arial, Helvetica, sans-serif;">____________</span><br />
<span style="color: red; font-family: Arial, Helvetica, sans-serif;"><strong>Total Negative: $784.85<br /><br /><span style="color: black;"><br /><span style="color: #3333ff;">Net Worth: $34,349.03</span></span></strong></span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"><br /></span>
<span style="font-family: Arial, Helvetica, sans-serif;">Big month, guys. Not great. I was up for a promotion at work, so I made some frantic clothing purchases in an effort to look a bit more professional/stylish. Since I do all my clothes shopping online, the bulk of it didn't work for me, so I've got hundreds (eesh) of dollars in returns to make. And the best part: I didn't get the promotion.</span></div>
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ekingouthttp://www.blogger.com/profile/16552146677223921030noreply@blogger.com0tag:blogger.com,1999:blog-3080042870510681791.post-63469735268638204012013-08-03T11:58:00.001-04:002013-09-01T23:00:41.315-04:00August 2013 Net Worth<div style="margin: 0px;">
<div style="margin: 0px;">
Emergency Fund: $10,819.93<br />
Checking: $348.52</div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<div style="margin: 0px;">
<div style="margin: 0px;">
Medical/Dental: $780.59</div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
Education: $1,882.32</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
Roth IRA: $12,023.63</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
401k1: $8,711.14<br />
401k2: $1,164.47</div>
</div>
</div>
</div>
</div>
</div>
<div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
____________<br />
<strong><span style="color: #3333ff;">Total Positive: $35,730.60</span></strong></div>
</div>
</div>
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<div style="margin: 0px;">
<div style="margin: 0px;">
<br /></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<br />
Rent: PAID<br />
Groceries/Utilities: PAID<br />
Phone: PAID</div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
Subway: PAID</div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
Credit cards: $41.84<br />
____________<br />
<span style="color: red;"><strong>Total Negative: $41.84<br /><br /><span style="color: black;"><br /><span style="color: #3333ff;">Net Worth: $35,688.76</span></span></strong></span></div>
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ekingouthttp://www.blogger.com/profile/16552146677223921030noreply@blogger.com0tag:blogger.com,1999:blog-3080042870510681791.post-22750501687837551792013-07-02T14:49:00.000-04:002013-07-02T14:49:01.654-04:00July 2013 Net Worth<div style="margin: 0px;">
<div style="margin: 0px;">
Emergency Fund: $10,813.07<br />Checking: $257.35</div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<div style="margin: 0px;">
<div style="margin: 0px;">
Medical/Dental: $780.09</div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
Education: $3,495.56</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
Roth IRA: $11,407.27</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
401k1: $8,316.97<br />
401k2: $832.24</div>
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<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
____________<br /><strong><span style="color: #3333ff;">Total Positive: $35,902.55</span></strong></div>
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<div style="margin: 0px;">
<div style="margin: 0px;">
<br /></div>
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<div style="margin: 0px;">
<div style="margin: 0px;">
<br />Rent: PAID<br />Groceries/Utilities: PAID<br />Phone: PAID</div>
</div>
</div>
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<div style="margin: 0px;">
<div style="margin: 0px;">
Subway: PAID</div>
</div>
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<div style="margin: 0px;">
<div style="margin: 0px;">
Credit cards: $740.19<br />____________<br /><span style="color: red;"><strong>Total Negative: $740.19<br /><br /><span style="color: black;"><br /><span style="color: #3333ff;">Net Worth: $35,162.36</span></span></strong></span><br />
<span style="color: red;"><strong><span style="color: black;"><span style="color: #3333ff;"><br /></span></span></strong></span>
<span style="color: black;">Youch. I used a chunk of my Education fund to pay for enrollment in a new, rather expensive course. I've also done some online shopping in an effort to look more... current? Less mid-lifey? My 5-years-younger friends at work said I could "literally be on What Not to Wear." That clearly hit me right in the feels.</span></div>
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ekingouthttp://www.blogger.com/profile/16552146677223921030noreply@blogger.com0tag:blogger.com,1999:blog-3080042870510681791.post-65068261206197644022013-06-03T07:02:00.000-04:002013-06-03T07:02:17.164-04:00June 2013 New Worth<br />
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Emergency Fund: $10,406.48<br />Checking: $186.48</span></div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Medical/Dental: $779.61</span></div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Education: $4,517.81</span></div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Roth IRA: $11,556.83</span></div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">401k1: $8,435.68</span><br />
<span class="Apple-style-span">401k2: $637.66</span></div>
</div>
</div>
</div>
</div>
</div>
<div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">____________<br /><strong><span style="color: #3333ff;">Total Positive: $36,520.53</span></strong></span></div>
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<div style="margin: 0px;">
<div style="margin: 0px;">
<br /></div>
</div>
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<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span"><br />Rent: PAID<br />Groceries/Utilities: PAID<br />Phone: PAID</span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Subway: PAID</span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Credit cards: $287.84<br />____________<br /><span style="color: red;"><strong>Total Negative: $287.84<br /><br /><span style="color: black;"><br /><span style="color: #3333ff;">Net Worth: $36,232.69</span></span></strong></span></span><br />
<div>
<span class="Apple-style-span"><span style="color: red;"><strong><span style="color: black;"><span style="color: #3333ff;"><br /></span></span></strong></span></span></div>
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ekingouthttp://www.blogger.com/profile/16552146677223921030noreply@blogger.com0tag:blogger.com,1999:blog-3080042870510681791.post-31854257424314536632013-05-05T10:10:00.001-04:002013-09-01T23:01:00.288-04:00May 2013 Net Worth<br />
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Emergency Fund: $10,101.16<br />Checking: $290.59</span></div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Travel: $0.02</span><br />
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Medical/Dental: $452.14</span></div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Education: $4,115.10</span></div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Roth IRA: $11,588.55</span></div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">401k1: $8,513.13</span><br />
<span class="Apple-style-span">401k2: $642.82</span></div>
</div>
</div>
</div>
</div>
</div>
<div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">____________<br /><strong><span style="color: #3333ff;">Total Positive: $35,703.51</span></strong></span></div>
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<div style="margin: 0px;">
<div style="margin: 0px;">
<br /></div>
</div>
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<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span"><br />Rent: PAID<br />Groceries/Utilities: PAID<br />Phone: PAID</span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Subway: PAID</span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Credit cards: $117.81<br />____________<br /><span style="color: red;"><strong>Total Negative: $117.81<br /><br /><span style="color: black;"><br /><span style="color: #3333ff;">Net Worth: $35,585.70</span></span></strong></span></span><br />
<span class="Apple-style-span"><span style="color: red;"><strong><span style="color: black;"><span style="color: #3333ff;"><br /></span></span></strong></span></span>
Another hard month. More dental work, and it's far from over. My credit card bills have been high, mostly from said dental work, but I still have to cut down on the day-to-day junk.<br />
<div>
<span class="Apple-style-span"><span style="color: red;"><strong><span style="color: black;"><span style="color: #3333ff;"><br /></span></span></strong></span></span></div>
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ekingouthttp://www.blogger.com/profile/16552146677223921030noreply@blogger.com0tag:blogger.com,1999:blog-3080042870510681791.post-55798489606363928942013-04-03T06:42:00.001-04:002013-09-01T23:01:00.291-04:00April 2013 Net Worth<br />
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Emergency Fund: $10,094.95<br />Checking: $236.07</span></div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Travel: $0.02</span><br />
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span"><span class="Apple-style-span">Medical/Dental: $251.89</span></span></div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span"><span class="Apple-style-span">Education: $4,112.57</span></span></div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span"><span class="Apple-style-span">Roth IRA: $11,244.12</span></span></div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span"><span class="Apple-style-span">401k: $8,570.39</span></span></div>
</div>
</div>
</div>
</div>
</div>
<div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">____________<br /><strong><span style="color: #3333ff;">Total Positive: $34,510.01</span></strong></span></div>
</div>
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<div style="margin: 0px;">
<div style="margin: 0px;">
<br /></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span"><br />Rent: PAID<br />Groceries/Utilities: PAID<br />Phone: PAID</span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Subway: PAID</span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Credit cards: $1,026.33<br />____________<br /><span style="color: red;"><strong>Total Negative: $1,026.33<br /><br /><span style="color: black;"><br /><span style="color: #3333ff;">Net Worth: $33,483.68</span></span></strong></span></span><br />
<span class="Apple-style-span"><span style="color: red;"><strong><span style="color: black;"><span style="color: #3333ff;"><br /></span></span></strong></span></span>
Between dental work and a haircut this past month, I'm down about $700. I don't think we've seen the last of the dentist either. Can't deal.<br />
<div>
<span class="Apple-style-span"><span style="color: red;"><strong><span style="color: black;"><span style="color: #3333ff;"><br /></span></span></strong></span></span></div>
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ekingouthttp://www.blogger.com/profile/16552146677223921030noreply@blogger.com0tag:blogger.com,1999:blog-3080042870510681791.post-12175610844743297962013-03-02T08:39:00.000-05:002013-03-02T08:39:02.560-05:00March 2013 Net Worth<br />
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Emergency Fund: $10,088.56<br />Checking: $176.64</span></div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Travel: $0.02<br />Medical/Dental: $355.56</span></div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Education: $3,920.12</span></div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Roth IRA: $10,985.79</span></div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">401k: $8,113.25<br />____________<br /><strong><span style="color: #3333ff;">Total Positive: $33,639.94</span></strong></span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<br /></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span"><br />Rent: PAID<br />Groceries/Utilities: PAID<br />Phone: PAID</span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Subway: PAID</span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Credit cards: $725.33<br />____________<br /><span style="color: red;"><strong>Total Negative: $725.33<br /><br /><span style="color: black;"><br /><span style="color: #3333ff;">Net Worth: $32,914.61</span></span></strong></span></span><br />
<span class="Apple-style-span"><span style="color: red;"><strong><span style="color: black;"><span style="color: #3333ff;"><br /></span></span></strong></span></span>
We got our tax refund back and applied $3,000 of it to my Education fund. We set some aside for the future, and some for vacation, too. Yes, it was another big refund (though not as big as last year).</div>
</div>
</div>
</div>
ekingouthttp://www.blogger.com/profile/16552146677223921030noreply@blogger.com0tag:blogger.com,1999:blog-3080042870510681791.post-13097421148271617072013-02-03T09:48:00.001-05:002013-02-03T09:48:06.972-05:00February 2013 Net Worth<br />
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Emergency Fund: $10,082.78<br />Checking: $99.00</span></div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Travel: $0.02<br />Medical/Dental: $315.37</span></div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Education: $620.69</span></div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Roth IRA: $10,999.38</span></div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">401k: $8,164.00<br />____________<br /><strong><span style="color: #3333ff;">Total Positive: $30,281.24</span></strong></span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<br /></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span"><br />Rent: PAID<br />Groceries/Utilities: PAID<br />Phone: PAID</span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Subway: PAID</span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Credit cards: $1,083.13<br />____________<br /><span style="color: red;"><strong>Total Negative: $1,083.13<br /><br /><span style="color: black;"><br /><span style="color: #3333ff;">Net Worth: $29,198.11</span></span></strong></span></span><br />
<span class="Apple-style-span"><span style="color: red;"><strong><span style="color: black;"><span style="color: #3333ff;"><br /></span></span></strong></span></span>
<span class="Apple-style-span"><span style="color: black;">Welp, I didn't quite make my goal of a $30k net worth by February, but I got pretty close, mostly by interest and accident. I clearly lost focus in the spending department. It didn't even go crazy with the shopping, so I'm not really sure what that number is made up of. I guess it's time to whip out the old spreadsheet. I know I say that every time I update, but now that I have an iPhone, I don't really have an excuse. I need to take advantage of the plethora of apps out there and just update it on the reg, and in real-time.</span></span></div>
</div>
</div>
</div>
ekingouthttp://www.blogger.com/profile/16552146677223921030noreply@blogger.com0tag:blogger.com,1999:blog-3080042870510681791.post-49457974614312166912013-01-01T14:05:00.002-05:002013-01-01T14:05:39.848-05:00January 2013 Net Worth<br />
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">HAPPY NEW YEAR!</span><br />
<span class="Apple-style-span"><br /></span>
<span class="Apple-style-span">Emergency Fund: $10,076.38<br />Checking: $87.48</span></div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Travel: $0.02<br />Medical/Dental: $30.23</span></div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">School: $260.48</span></div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Roth IRA: $10,464.60</span></div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">401k: $7,772.83<br />____________<br /><strong><span style="color: #3333ff;">Total Positive: $28,692.02</span></strong></span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<br /></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span"><br />Rent: PAID<br />Groceries/Utilities: PAID<br />Phone: PAID</span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Subway: PAID</span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Credit cards: $1,018.61<br />Student Loan: <span style="color: #38761d;">****PAID IN FULL****</span> (from over $19k)<br />____________<br /><span style="color: red;"><strong>Total Negative: $1,018.61<br /><br /><span style="color: black;"><br /><span style="color: #3333ff;">Net Worth: $27,673.41</span></span></strong></span></span><br />
<span class="Apple-style-span"><span style="color: red;"><strong><span style="color: black;"><span style="color: #3333ff;"><br /></span></span></strong></span></span>
<br />
See what I did there? I decided that, after 6 years of paying student loans, I'd had enough. I took money from my sub-accounts to pay the remaining balance. I know a couple thousand might not seem like a lot, but it felt good to be able to close that chapter and move on. <br />
<br />
I was lazy for most of December as far as updating my spending spreadsheet, so I spent a lot of money on sandwiches, snacks (usually between $7-$15/day), and other things I didn't need. Throw in some Amazon orders, a phone upgrade, and I'm not even sure what else, and there you have it. For January, I will definitely be using my spending spreadsheet to keep myself in check. No use getting rid of my student loan debt only to let my consumer debt get out of control. Still paying it off every month, but let's shoot for a more sensible $400 next month. <br />
<div>
<span class="Apple-style-span"><span style="color: red;"><strong><span style="color: black;"><span style="color: #3333ff;"><br /></span></span></strong></span></span></div>
</div>
</div>
</div>
</div>
ekingouthttp://www.blogger.com/profile/16552146677223921030noreply@blogger.com0tag:blogger.com,1999:blog-3080042870510681791.post-56071830147060020422012-12-01T06:29:00.000-05:002012-12-01T06:29:00.472-05:00December 2012 Net Worth<br />
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Emergency Fund: $10,065.40<br />Checking: $212.74</span></div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Travel: $0.01<br />Medical/Dental: $425.12</span></div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">School: $670.25</span></div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Roth IRA: $10,211.53</span></div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">401k: $7,663.24<br />Sharebuilder: $51.39<br />____________<br /><strong><span style="color: #3333ff;">Total Positive: $29,299.68</span></strong></span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<br /></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span"><br />Rent: PAID<br />Groceries/Utilities: PAID<br />Phone: PAID</span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Subway: PAID</span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Credit cards: $309.56<br />Student Loan: $2,613.21 (from over $19k)<br />____________<br /><span style="color: red;"><strong>Total Negative: $2,922.77<br /><br /><span style="color: black;"><br /><span style="color: #3333ff;">Net Worth: $26,376.91</span></span></strong></span></span><br />
<span class="Apple-style-span"><span style="color: red;"><strong><span style="color: black;"><span style="color: #3333ff;"><br /></span></span></strong></span></span>
I spent November packing up returns and counting my pennies (literally -- thanks, Google Drive!). I'm still waiting on one refund from Land's End ::shakes fist::, but I'm feeling pretty good about my progress. I'll continue to keep a spending spreadsheet through December to keep my spending down. I didn't even take the bait on any Thanksgiving weekend sales, which is proof enough, I think, that it helps tremendously.</div>
</div>
</div>
</div>
ekingouthttp://www.blogger.com/profile/16552146677223921030noreply@blogger.com0tag:blogger.com,1999:blog-3080042870510681791.post-48204105452688321772012-11-02T15:44:00.003-04:002012-11-29T07:10:12.934-05:00November 2012 Net Worth<br />
Let's just dive right in and pretend like I didn't skip a month. Onward!<br />
<br />
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Emergency Fund: $10,058.95<br />Checking: $286.84</span></div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Travel: $50.34<br />Medical/Dental: $200.30</span></div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">School: $602.67</span></div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Roth IRA: $10,273.64</span></div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">401k: $7,612.06<br />Sharebuilder: $219.05<br />____________<br /><strong><span style="color: #3333ff;">Total Positive: $29,303.85</span></strong></span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<br /></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span"><br />Rent: PAID<br />Groceries/Utilities: PAID<br />Phone: PAID</span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Subway: PAID</span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Credit cards: $1,362.50<br />Student Loan: $2,850.00 (from over $19k)<br />____________<br /><span style="color: red;"><strong>Total Negative: $4,212.50<br /><br /><span style="color: black;"><br /><span style="color: #3333ff;">Net Worth: $25,091.35</span></span></strong></span></span><br />
<span class="Apple-style-span"><span style="color: red;"><strong><span style="color: black;"><span style="color: #3333ff;"><br /></span></span></strong></span></span>My goals for this month will be as follows:<br />
<br />
i) Stop spending (I've been able to get a handle on the online shopping, but I've been to Marshall's twice in the past 2 days, and managed to buy 1 handbag, 3 scarves, and some Turkish delight (<i>Why do they stockpile the Turkish D? Who even eats that shiz (besides me)?</i>). It is not lost on me how tantalizingly close I am to $30k. Can I make it by... February?;<br />
<br />
ii) Contemplate hiring a life coach and a stylist so I can finally get shit done/have a 12-piece wardrobe and never have to think about clothes-shopping again;<br />
<br />
iii) Learn new things. Sewing, for instance. I should do that. Start making jewelry. I should do that too;<br />
<br />
iv) Take better care of myself (i.e, no more Turkish delight, cigarettes, or weeks without shaving my legs). My weight, while not decreasing significantly, is fine, however.<br />
<br /></div>
</div>
</div>
</div>
ekingouthttp://www.blogger.com/profile/16552146677223921030noreply@blogger.com0tag:blogger.com,1999:blog-3080042870510681791.post-68224941902864506432012-09-15T10:30:00.001-04:002012-09-15T10:30:10.100-04:00September 2012 Net Worth<br />
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span"><br class="Apple-interchange-newline" />Emergency Fund: $10,045.90<br />Checking: $0</span></div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Travel: $100.26<br />Medical/Dental: $200.00</span></div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">School: $2.38</span></div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Roth IRA: $10,473.25</span></div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">401k: $7,705.97<br />Sharebuilder: $220.40<br />____________<br /><strong><span style="color: #3333ff;">Total Positive: $28,748.16</span></strong></span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<br /></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span"><br />Rent: PAID<br />Groceries/Utilities: PAID<br />Phone: PAID</span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Subway: PAID</span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Credit cards: $900.60<br />Student Loan: $3,289.74 (from over $19k)<br />____________<br /><span style="color: red;"><strong>Total Negative: $5,189.74<br /><br /><span style="color: black;"><br /><span style="color: #3333ff;">Net Worth: $23,558.42</span></span></strong></span></span><br />
<span class="Apple-style-span"><span style="color: red;"><strong><span style="color: black;"><span style="color: #3333ff;"><br /></span></span></strong></span></span>
Rough couple weeks, but I'm making an effort to put myself back together and redouble my efforts. The heat made me delirious, and now it's breaking.</div>
</div>
</div>
</div>
ekingouthttp://www.blogger.com/profile/16552146677223921030noreply@blogger.com0tag:blogger.com,1999:blog-3080042870510681791.post-75190293327729903722012-08-02T14:45:00.000-04:002012-08-02T14:45:47.602-04:00Speaking of spending...I don't know how many of you, if any, care about girly pursuits. If you're not into it, now's the time to look away, but if you are, please stay!<br />
<br />
My favorite blog on the topic is <a href="http://intothegloss.com/">Into the Gloss</a>, and if you're a bit of a product junkie/voyeur like me, you'll love it, too. <a href="http://nymag.com/daily/fashion/2011/04/emily_weiss.html">Emily Weiss</a> and co. pry into the cosmetic cases of fashion industry women (and men!) and interview them about their favorites. Who doesn't want to know a little something about <a href="http://intothegloss.com/2012/01/iris-apfel/">Iris Apfel's</a> or <a href="http://intothegloss.com/2011/12/olivier-theyskens/">Olivier Theyskens'</a> beauty regimen? One of my favorite posts is this interview with Inès de la Fressange that was posted back in January. I love how frank she is. Here's an excerpt:
<br />
<blockquote>
<i>I think that sometimes women do too much—they put earrings, and color, and necklace, and the lipstick, and fake eyelashes, and fake hair—it’s a nightmare. And I think it’s better to keep a bit of wrinkle here and there; I see these bizarre faces, and after people tell me they have had Botox or fillers, I don’t realize—I just find they have a funny face. [Laughs] Blogs and magazines should explain that it’s fine not to do this. You know, people are not looking at exactly how many wrinkles you have—they don’t care so much. I mean you are old, I am old, it will show…you are not fooling anyone. You have to take care of yourself not to be too disgusting, and to follow a bit of fashion, of course fashion for makeup and clothes as well.</i></blockquote>
Full interview available <a href="http://intothegloss.com/2012/01/ines-de-la-fressange/">here</a>.ekingouthttp://www.blogger.com/profile/16552146677223921030noreply@blogger.com0tag:blogger.com,1999:blog-3080042870510681791.post-53105951007226725072012-08-01T10:23:00.003-04:002012-08-01T10:23:50.431-04:00August 2012 Net Worth<br />
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Emergency Fund: $10,039.12<br />Checking: $0</span></div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Travel: $200.16<br />Medical/Dental: $316.96</span></div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">School: $802.13</span></div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Roth IRA: $9,785.68</span></div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">401k: $7,122.33<br />Sharebuilder: $216.43<br />____________<br /><strong><span style="color: #3333ff;">Total Positive: $28,482.81</span></strong></span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<br /></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span"><br />Rent: PAID<br />Groceries/Utilities: $200.00<br />Phone: $65.00</span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Subway: PAID</span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Credit cards: $1,283.14<br />Student Loan: $3,620.27 (from over $19k)<br />____________<br /><span style="color: red;"><strong>Total Negative: $5,168.41<br /><br /><span style="color: black;"><br /><span style="color: #3333ff;">Net Worth: $23,314.40</span></span></strong></span></span><br />
<span class="Apple-style-span"><span style="color: red;"><strong><span style="color: black;"><span style="color: #3333ff;"><br /></span></span></strong></span></span><br />
<span class="Apple-style-span"><span style="color: black;">Another bad month for health and wealth. I do have a <i>lot</i> of returns I've been too busy to pack up, so the credit card number will go down. I've been going out too much after work, and that generally leaves me ripe for a messy evening, food-wise (and </span></span>at least $20 poorer). As for the rest of it, I either need to start seriously thrifting, or just ban new clothing purchases all together. <br />
<br />
Also, Sarah, it's time to stop trying new skincare and cosmetic products. That weird mask you tried with Taiwanese instructions on the box gave you pimples. You don't wear primer or foundation or eye shadow or lipstick, and you never will. So stop. New things I don't regret buying, though: bronzer, highlighter, a vitamin-c serum, and more of an eyeliner I know I already like (but that's a topic for a whole nother post). So there. ...But seriously, stop.</div>
</div>
</div>
</div>ekingouthttp://www.blogger.com/profile/16552146677223921030noreply@blogger.com0tag:blogger.com,1999:blog-3080042870510681791.post-6661999987942009852012-07-02T05:00:00.000-04:002012-07-02T05:00:04.298-04:00July 2012 Net Worth<br />
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Emergency Fund: $10,030.80<br />Checking: $0</span></div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Travel: $170.93<br />Medical/Dental: $47.02</span></div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">School: $802.06</span></div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Roth IRA: $9,470.73</span></div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">401k: $6,992.83<br />Sharebuilder: $201.87<br />____________<br /><strong><span style="color: #3333ff;">Total Positive: $27,716.24</span></strong></span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<br /></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span"><br />Rent: PAID<br />Groceries/Utilities: $200.00<br />Phone: $65.00</span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Subway: $59.00</span></div>
</div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Credit cards: $260.00<br />Student Loan: $3,891.12 (from over $19k)<br />____________<br /><span style="color: red;"><strong>Total Negative: $4,475.12<br /><br /><span style="color: black;"><br /><span style="color: #3333ff;">Net Worth: $23,241.12</span></span></strong></span></span><br />
<span class="Apple-style-span"><span style="color: red;"><strong><span style="color: black;"><span style="color: #3333ff;"><br /></span></span></strong></span></span><br />
Tough month -- not gonna lie. Whenever the seasons change, either my feeding or my spending patterns have the potential get out of whack. This time, it's a little of both.</div>
</div>
</div>
</div>ekingouthttp://www.blogger.com/profile/16552146677223921030noreply@blogger.com0tag:blogger.com,1999:blog-3080042870510681791.post-28427537531409351612012-06-01T05:00:00.000-04:002012-06-01T05:00:05.630-04:00June 2012 Net Worth<br />
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Emergency Fund: $10,024.54<br />Checking: $871.02</span></div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Travel: $201.03<br />Medical/Dental: $46.43</span></div>
</div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">School: $802.06</span></div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Roth IRA: $9,319.91</span></div>
</div>
<div>
<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">401k: $7,102.83<br />Sharebuilder: $199.84<br />____________<br /><strong><span style="color: #3333ff;">Total Positive: $28,567.66</span></strong></span></div>
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<br /></div>
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<div style="margin: 0px;">
<span class="Apple-style-span"><br />Rent: PAID<br />Groceries/Utilities: $200.00<br />Phone: $65.00</span></div>
</div>
</div>
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<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Subway: PAID</span></div>
</div>
</div>
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<div style="margin: 0px;">
<div style="margin: 0px;">
<span class="Apple-style-span">Credit cards: $890.62<br />Student Loan: $3,891.12 (from over $19k)<br />____________<br /><span style="color: red;"><strong>Total Negative: $5,046.74<br /><br /><span style="color: black;"><br /><span style="color: #3333ff;">Net Worth: $23,520.792</span></span></strong></span></span></div>
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<br class="Apple-interchange-newline" /></div>
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Another lackluster month for me in both categories: health and wealth. </div>
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<br /></div>
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I've been yo-yo'ing through the same 3 pounds over the last few weeks (due to some epic binges and their subsequent aftershocks), and I've still got the spending bug. Things on the social front are quieting down for the summer, so I should be able to have a better June, as long as I can PUT DOWN THE INTERNET (I can overshop anything).</div>
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Did I mention I re-picked-up social smoking in the fall/winter? So after a solid few months, that's over. My one May win.</div>
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</div>ekingouthttp://www.blogger.com/profile/16552146677223921030noreply@blogger.com0tag:blogger.com,1999:blog-3080042870510681791.post-72762208668001663982012-05-06T06:19:00.001-04:002012-05-06T17:54:34.533-04:00May 2012 Net Worth<br />
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<span class="Apple-style-span">This is a little post I like to call, "Let's pretend April never happened." Not only did I spend more money than I even care to calculate, I also diverged heavily from my eating plan, which up until then had been working like gangbusters. Goals for May: stop buying coffee and junk during the workday, recommit to the plan, and spend less on going out.</span><br />
<span class="Apple-style-span"><br /></span><br />
<span class="Apple-style-span">Oh yeah, and I turned 28. So help me, God.</span><br />
<span class="Apple-style-span"><br /></span><br />
<span class="Apple-style-span">Emergency Fund: $10,019.04<br />Checking: $247.14</span></div>
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<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<span class="Apple-style-span">Travel: $200.79<br />Medical/Dental: $1,059.43</span></div>
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<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<span class="Apple-style-span">School: $800.53</span></div>
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<span class="Apple-style-span">Roth IRA: $9,798.99</span></div>
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<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<span class="Apple-style-span">401k: $7,102.83<br />Sharebuilder: $218.01<br />____________<br /><strong><span style="color: #3333ff;">Total Positive: $29,446.76</span></strong></span></div>
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</div>
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<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<span class="Apple-style-span"><br />Rent: PAID<br />Groceries/Utilities: PAID<br />Phone: PAID</span></div>
</div>
</div>
<div>
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<span class="Apple-style-span">Subway: PAID</span></div>
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<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<span class="Apple-style-span">Credit cards: $1,638.74<br />Student Loan: $4,003.24 (from over $19k)<br />____________<br /><span style="color: red;"><strong>Total Negative: $5,641.98<br /><br /><span style="color: black;"><br /><span style="color: #3333ff;">Net Worth: $23,804.78</span></span></strong></span></span></div>
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<br class="Apple-interchange-newline" /></div>
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</div>ekingouthttp://www.blogger.com/profile/16552146677223921030noreply@blogger.com0tag:blogger.com,1999:blog-3080042870510681791.post-20363653386353290552012-05-05T16:28:00.001-04:002012-05-05T16:30:23.952-04:00Look away. A sick menu for a sick girl.<div style="text-align: center;">
<br /></div>
<div style="text-align: center;">
Want: </div>
<div style="text-align: center;">
<br /></div>
<div style="text-align: center;">
BBQ Chicken Pizza</div>
<div style="text-align: center;">
BBQ Chicken Nachos</div>
<div style="text-align: center;">
Thai Green Curry with White Rice </div>
<div style="text-align: center;">
Pho, Rare Beef </div>
<div style="text-align: center;">
Scallion Pancakes<br />
Garlic Bread</div>
<div style="text-align: center;">
Glazed Anise Cookies</div>
<div style="text-align: center;">
Stroopwafel</div>
<div style="text-align: center;">
Thin Mint Girl Scout Cookies</div>
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Brach's Cinnamon Hard Candy</div>
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I just had to say it.</div>
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Back to our regularly scheduled programming.</div>ekingouthttp://www.blogger.com/profile/16552146677223921030noreply@blogger.com0tag:blogger.com,1999:blog-3080042870510681791.post-91173618866001947292012-03-11T23:02:00.000-04:002012-03-12T07:04:18.605-04:00Weight updateRemember when I last posted about my weight? Yeah, me neither. It's been a while, but I'm ready to share.<br />
<br />
I've been working to eat a mostly paleo-style diet since early last year or so. I spent 2010 eating a lot of Lean Cuisines, canned ravioli, and sandwiches, so even though I was able to lose weight eating that, probably any change would've been for the better. I'd done the low-carb thing many times, and paleo seemed like a healthier alternative. My appetite was still a huge issue though, making weight loss feel impossible.<br />
<br />
In August of 2011, a couple things happened: First, I got a new job. Then I stopped taking the pill. When I stopped the pill, I stopped getting nauseated when I waited too long to eat breakfast. Within a few weeks, I was skipping breakfast. Not everyday, but most days I wasn't hungry. <br />
<br />
One day I didn't have time to go get lunch, so I just ate an apple I had brought for a snack. And since I hadn't had breakfast, I thought I would still be ravenous, but I wasn't. <br />
<br />
That's how I began intermittent fasting. During the work week I "fast" 16 to 19 hours a day, then I have a small meal (usually an apple), then a regular-sized, paleo-style dinner. Most weekends I just do what I feel. It's a bit awkward to eat lunch with other people, but when we go out after work, I eat/imbibe normally with no weird rules or restrictions. I've gained quite a few things from eating this way -- I have more energy, a reduced appetite, fewer cravings, and more free time.<br />
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I'm not saying it's right for everybody, but it's working well for me. I've lost 23 pounds in the past 6 months, and I'm finally beginning to feel like I'm not a slave to my stomach.ekingouthttp://www.blogger.com/profile/16552146677223921030noreply@blogger.com0tag:blogger.com,1999:blog-3080042870510681791.post-9668059684912507222012-03-03T08:57:00.002-05:002012-03-03T08:57:48.885-05:00March 2012 Net Worth<br />
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<span class="Apple-style-span">Emergency Fund: $10,005.74<br />Checking: $469.46</span></div>
</div>
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<span class="Apple-style-span">Travel: $200.52<br />Medical/Dental: $658.22</span></div>
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<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<span class="Apple-style-span">School: $478.29</span></div>
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<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<span class="Apple-style-span">Roth IRA: $9,932.07</span></div>
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<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<span class="Apple-style-span">401k: $7,380.44<br />Sharebuilder: $234.02<br />____________<br /><strong><span style="color: #3333ff;">Total Positive: $29,358.76</span></strong></span></div>
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<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<span class="Apple-style-span"><br />Rent: PAID<br />Groceries/Utilities: PAID<br />Phone: $PAID</span></div>
</div>
</div>
<div>
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<span class="Apple-style-span">Subway: PAID</span></div>
</div>
</div>
<div>
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<span class="Apple-style-span">Credit cards: $659.76<br />Student Loan: $4,418.83 (from over $19k)<br />____________<br /><span style="color: red;"><strong>Total Negative: $5,078.59<br /><br /><span style="color: black;"><br /><span style="color: #3333ff;">Net Worth: $24,280.17</span></span></strong></span></span></div>
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<span class="Apple-style-span" style="color: #3333ff;"><b><br /></b></span></div>
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As I mentioned, I put $2k from our tax refund into my E-fund, which brings me up to goal. I also made a couple hundred from ebay. Meanwhile, I've spent a lot on going out, but it could be worse. This month I'll keep a closer eye on entertainment spending. </div>
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</div>ekingouthttp://www.blogger.com/profile/16552146677223921030noreply@blogger.com0tag:blogger.com,1999:blog-3080042870510681791.post-18385235315572240642012-02-02T05:30:00.000-05:002012-02-03T04:00:15.177-05:00TaxesWe filed our taxes this past weekend, and we're expecting a <i>huge</i> refund. A<i> five-digit refund</i>. Yeah, a certain someone needed to adjust his withholding last year. <br />
<br />
I'll be shaving off about $2k (my usual refund amount) to bring my E-fund up to $10k, a number it hasn't seen in about 4 years. He'll take a portion for his savings/loans, and the rest will go into our joint account for moving expenses, and a little vacation.<br />
<br />
I'm glad I'll finally be hitting my E-fund goal so that I can concentrate on other areas now. I'm still working on my goals for this year, but I'm thinking I'm at a pivotal point right now in my work-life, and I need to shit or get off the pot, as it were, with regard to further education. Depending on the direction I go, I'll need anywhere from about $10k to $34k. Oy.<br />
<br />
Speaking of oy, I was a bit confused about reporting my ebay sales. While I took in about $1k this year on ebay, I took a loss on nearly everything I sold, except for a few things I purchased cheaply off ebay and resold. Remember with me for a moment all the clothes and jewelry I purchased over the past few years, and how that affected my bottom-line, and you'll see why $1k should not be considered income. Even though it's clear <i>to me</i> that I didn't make a profit, I'd be hard-pressed to produce receipts for everything on both ends. <br />
<br />
I know I'm not the first one in the PF community to use ebay to recoup some losses. Can anyone share their tax-reporting strategy?ekingouthttp://www.blogger.com/profile/16552146677223921030noreply@blogger.com0tag:blogger.com,1999:blog-3080042870510681791.post-74732433449764520562012-02-01T07:15:00.000-05:002012-02-03T04:00:15.431-05:00February 2012 Net Worth<br />
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<span class="Apple-style-span">Emergency Fund: $7,659.74<br />Checking: $87.30</span></div>
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<span class="Apple-style-span">Travel: $239.00<br />Medical/Dental: $485.85</span></div>
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<span class="Apple-style-span">School: $337.03</span></div>
<div>
<div>
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<span class="Apple-style-span">Roth IRA: $9,528.40</span></div>
<div>
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<span class="Apple-style-span">401k: $7,102.85<br />Sharebuilder: $239.68<br />____________<br /><strong><span style="color: #3333ff;">Total Positive: $25,679.85</span></strong></span></div>
</div>
<div>
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<br /></div>
</div>
<div>
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<span class="Apple-style-span"><br />Rent: PAID<br />Groceries/Utilities: PAID<br />Phone: $60.00</span></div>
</div>
<div>
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<span class="Apple-style-span">Subway: PAID</span></div>
</div>
<div>
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<span class="Apple-style-span">Credit cards: $695.25<br />Student Loan: $4,555.91 (from over $19k)<br />____________<br /><span style="color: red;"><strong>Total Negative: $5,311.16<br /><br /><span style="color: black;"><br /><span style="color: #3333ff;">Net Worth: $20,368.69</span></span></strong></span></span></div>
</div>
</div>
</div>ekingouthttp://www.blogger.com/profile/16552146677223921030noreply@blogger.com0tag:blogger.com,1999:blog-3080042870510681791.post-77422096157378579042012-01-09T05:03:00.000-05:002012-02-03T04:00:15.455-05:00Tickle Me PinkI try to make an effort, about quarterly, to find new-to-me music so that I’m not stuck in 2006 perpetually. This time around it’s been all Laura Marling, Lisa Hannigan, and Johnny Flynn. I know I’m about 4 years late to the Nu-Folk train, but in case you are too, here's a sampling of what I've been listening to this fall/winter season:<br />
<br />
<iframe allowfullscreen="" frameborder="0" height="233" src="http://www.youtube.com/embed/yA3w6p96Ff8?rel=0" width="300"></iframe>
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<iframe allowfullscreen="" frameborder="0" height="182" src="http://www.youtube.com/embed/tFCbacVw94Q?rel=0" width="300"></iframe>
<br />
<br />
<iframe allowfullscreen="" frameborder="0" height="233" src="http://www.youtube.com/embed/NRF_KoXhJsg?rel=0" width="300"></iframe>
<br />
<br />
<iframe allowfullscreen="" frameborder="0" height="182" src="http://www.youtube.com/embed/a4QQ7HYYdWw?rel=0" width="300"></iframe>ekingouthttp://www.blogger.com/profile/16552146677223921030noreply@blogger.com1