Emergency Fund: $5,638.24
Checking: $917.32
ING Funds (total): $361.78
Roth IRA: $3,138.44 (out of the $4,900 I've invested so far)
401k: $621.53 (out of $882.61 invested)
Prosper: $12.25 (out of $100 in loans)
Sharebuilder: $26.65 (out of $50 initial investment)
____________
Total Positive: $10,716.21
Rent: $825.00
Phone: $50.00
Credit card: $3,217.30
Student Loan I: $12,771.10
Student Loan II: $208.06
____________
Total Negative: $17,071.46
Net Worth: -$6,355.25
Not only am I losing buckets of money from my retirement accounts, I am currently spending like I never have before. It makes me ill to see these numbers, and it will take me months to regain the losses I incurred.
"Secret skimping is out, like false bosoms." - Marjorie Hillis, Orchids on Your Budget, 1937.
Tuesday, October 28, 2008
Wednesday, October 1, 2008
October Net Worth
Emergency Fund: $5,128.24
Checking: $922.04
ING Funds (total): $1,207.78
Roth IRA: $4,048.12 (Out of the $4,700 I've invested so far)
401k: $686.12
Prosper: $9.18 (out of $100 in loans)
Sharebuilder: $38.49
____________
Total Positive: $12,239.97
Rent: $825.00
Phone: $50.00
Credit card: $1,480.74
Student Loan I: $12,956.21
Student Loan II: $383.00
____________
Total Negative: $16,300.95
Net Worth: -$4,060.98
Ouch. I've fallen into some bad habits. We've been lax on the bookkeeping, but I believe I've got a few hundred dollars coming to me from my boyfriend for furnishings reimbursements. I have been shopping like mad, however, which needs to stop. Some of it I "need," like new pants; I'm down a couple sizes, so I literally have no pants... although, I could just invest in a belt. I do have enough jewelry though, and going down a ring-size isn't a good enough excuse for a new ring wardrobe.
I did, however, finally get my weight-loss benefit reimbursement of $150 from my insurance company, which was put directly toward my loans. Plus I've been remembering to bring my lunch almost everyday, which has done wonders for my waistline, at least.
Checking: $922.04
ING Funds (total): $1,207.78
Roth IRA: $4,048.12 (Out of the $4,700 I've invested so far)
401k: $686.12
Prosper: $9.18 (out of $100 in loans)
Sharebuilder: $38.49
____________
Total Positive: $12,239.97
Rent: $825.00
Phone: $50.00
Credit card: $1,480.74
Student Loan I: $12,956.21
Student Loan II: $383.00
____________
Total Negative: $16,300.95
Net Worth: -$4,060.98
Ouch. I've fallen into some bad habits. We've been lax on the bookkeeping, but I believe I've got a few hundred dollars coming to me from my boyfriend for furnishings reimbursements. I have been shopping like mad, however, which needs to stop. Some of it I "need," like new pants; I'm down a couple sizes, so I literally have no pants... although, I could just invest in a belt. I do have enough jewelry though, and going down a ring-size isn't a good enough excuse for a new ring wardrobe.
I did, however, finally get my weight-loss benefit reimbursement of $150 from my insurance company, which was put directly toward my loans. Plus I've been remembering to bring my lunch almost everyday, which has done wonders for my waistline, at least.
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