Before I opened my account last year, I had one large mass of money in my brick-and-mortar money market account. I really didn't have any goals for it except to see it grow, which it did at a sluggish pace of about 1% APY.
When one of my friends referred me to ING, I was kind of uncomfortable with the thought of opening an online account... but then I realized that I wasn't a dinosaur and I should stop being such an old person. I opened a savings account, and the rest is history.
Currently the interest rate is at 3%, which is infinitely better than you'll find at most banks. So here's the deal: if you use one of the links below to open a savings account at ING and make an initial deposit of at least $250.00, ING will immediately credit your account with $25.00, I'll get $10.00 for referring you, and you'll have your own referral links to hand out. These links are single-use only and expire on August 2nd, so please leave a comment letting me know which link you've used, and I'll replace it with a fresh one. Thanks!
Referral Link #2
Referral Link #3
Referral Link #4
As I've said before, I recently set up some "sub-accounts" with ING, and it's been a wonderful way to track my savings while planning for the future. ING is the most user-friendly online bank that I've ever used (I also tried Capital One), it's secure, and I trust them, which is probably the most important factor when money's involved.