I've been doing some sniffing around online about Myers-Briggs personality typing. I took a quick test yesterday through my school's alumni center, and it typed me as INTJ. IN, ok, but TJ?
Let's rewind. For those of you who need a reintroduction to the new-age personality typing that was all the rage with high school guidance counselors of yesteryear, here's the wikipedia entry.
Anyway, it's no secret that I'm constantly angsting about what I should be doing with my life, so I was hoping for a little insight via 10 minute online quizzie. Unless my powers of recall have lessened considerably with age, I believe I've always tested as INFP. What's this TJ business? Was I feeling particularly thoughtful, judgemental yesterday? Reading more about the INTJ type description, it sounded even less like me than I expected, which leads me to believe that the quiz was rigged and possibly put there to confuse people (like me) dumb enough to take it. As you can probably deduce from my snark, I'm sceptical.
Do I even buy into this personality typing stuff? Is it possible to type yourself through your own perceptions? I don't know. What I do know is that I'm no closer to a potential career in anything.
Thursday, November 12, 2009
Sunday, November 1, 2009
November 2009 Net Worth
Emergency Fund: $901.41
Checking: $39.00
ING Funds (total): $162.71
Roth IRA: $6,368.78 (out of the $6,900 I've invested so far)
401k: $4,021.10 (from the $3,686.40 invested so far)
Sharebuilder: $35.88 (out of $50 initial investment)
____________
Total Positive: $11,528.88
Rent: $PAID
Phone: $35.00
Bus Pass: $59.00
Credit cards: $700.00
Student Loan I: $8,696.87 (from over $19k)
Student Loan II: $0
____________
Total Negative: $9,490.87
______________________
Total Net Worth: +$2,038.01
I took a beating this month due (mostly) to a dear friend's wedding (bach party, my dress, gift, etc.). If only all beatings were so pleasant. Next month I will redeem myself!
Checking: $39.00
ING Funds (total): $162.71
Roth IRA: $6,368.78 (out of the $6,900 I've invested so far)
401k: $4,021.10 (from the $3,686.40 invested so far)
Sharebuilder: $35.88 (out of $50 initial investment)
____________
Total Positive: $11,528.88
Rent: $PAID
Phone: $35.00
Bus Pass: $59.00
Credit cards: $700.00
Student Loan I: $8,696.87 (from over $19k)
Student Loan II: $0
____________
Total Negative: $9,490.87
______________________
Total Net Worth: +$2,038.01
I took a beating this month due (mostly) to a dear friend's wedding (bach party, my dress, gift, etc.). If only all beatings were so pleasant. Next month I will redeem myself!
Tuesday, September 29, 2009
October 2009 Net Worth
Emergency Fund: $800.87
Checking: $45.14
ING Funds (total): $562.70
Roth IRA: $6,142.01 (out of the $6,500 I've invested so far)
401k: $3,896.50 (from the $3,478.72 invested so far)
Sharebuilder: $36.26 (out of $50 initial investment)
____________
Total Positive: $11,483.48
Rent: PAID
Phone: $35.00
Bus Pass: $59.00
Credit cards: $574.37
Student Loan I: $8,772.73 (from over $19k)
Student Loan II: $0
____________
Total Negative: $9,441.10
______________________
Total Net Worth: +$2,042.38
I think I'll start doing percentage changes for each category, because it's hard to tell at a glance where I'm improving. Retirement accounts are clearly up big this month, though.
It wasn't too difficult to stay on track the first month, but now the little voice in my head is telling me that it would be ok to buy a few (or 10) QVC items on clearance. Not only would it NOT be ok, but if I return one more thing, they're going to start refusing my business - no joke.
Checking: $45.14
ING Funds (total): $562.70
Roth IRA: $6,142.01 (out of the $6,500 I've invested so far)
401k: $3,896.50 (from the $3,478.72 invested so far)
Sharebuilder: $36.26 (out of $50 initial investment)
____________
Total Positive: $11,483.48
Rent: PAID
Phone: $35.00
Bus Pass: $59.00
Credit cards: $574.37
Student Loan I: $8,772.73 (from over $19k)
Student Loan II: $0
____________
Total Negative: $9,441.10
______________________
Total Net Worth: +$2,042.38
I think I'll start doing percentage changes for each category, because it's hard to tell at a glance where I'm improving. Retirement accounts are clearly up big this month, though.
It wasn't too difficult to stay on track the first month, but now the little voice in my head is telling me that it would be ok to buy a few (or 10) QVC items on clearance. Not only would it NOT be ok, but if I return one more thing, they're going to start refusing my business - no joke.
Monday, August 31, 2009
September 2009 Net Worth
Emergency Fund: $400.65
Checking: $37.76
ING Funds (total): $176.35
Roth IRA: $5,730.07 (out of the $6,300 I've invested so far)
401k: $3,632.28 (from the $3,374.88 invested so far)
Sharebuilder: $35.19 (out of $50 initial investment)
Pending ebay sale: $30.00
____________
Total Positive: $10,042.30
Rent: PAID
Credit card: $58.75
Student Loan I: $8,977.50
Student Loan II: $0
____________
Total Negative: $9,036.25
______________________
Total Net Worth: +$1,006.05
No. Effing. Way.
Are you getting this? For the first time in the history of EVER, I have a positive net worth. All it took was 2 months of self-flagellation... and abstaining from my most damaging hobby.
I've also accrued $150 in ebay sales this month. That, along with the nearly $200 from last month's sales, and I'm practically rolling in it. Not really. I am, however, recouping some my expenditures over the past year, and because I never pay retail, I'm not selling at too much of a loss.
AND I have a $5 Amazon gift card that I got from using SwagBucks, which I can toward my boyfriend's (er, fiance's) birthday present!
Yay!!!!
Checking: $37.76
ING Funds (total): $176.35
Roth IRA: $5,730.07 (out of the $6,300 I've invested so far)
401k: $3,632.28 (from the $3,374.88 invested so far)
Sharebuilder: $35.19 (out of $50 initial investment)
Pending ebay sale: $30.00
____________
Total Positive: $10,042.30
Rent: PAID
Credit card: $58.75
Student Loan I: $8,977.50
Student Loan II: $0
____________
Total Negative: $9,036.25
______________________
Total Net Worth: +$1,006.05
No. Effing. Way.
Are you getting this? For the first time in the history of EVER, I have a positive net worth. All it took was 2 months of self-flagellation... and abstaining from my most damaging hobby.
I've also accrued $150 in ebay sales this month. That, along with the nearly $200 from last month's sales, and I'm practically rolling in it. Not really. I am, however, recouping some my expenditures over the past year, and because I never pay retail, I'm not selling at too much of a loss.
AND I have a $5 Amazon gift card that I got from using SwagBucks, which I can toward my boyfriend's (er, fiance's) birthday present!
Yay!!!!
Monday, August 17, 2009
Itchy trigger finger
My favorite jewelry designer, Temple St. Clair, has written a book. I bought said book, read it, and am now insane (keep reading).
If I could distill my dreams, desires, and principles into a single, wearable object, it would look something like this, but with either (i) a round, faceted, vibrant blue-violet sapphire or tourmaline with bezel-set diamonds in place of the gold granulation, (ii) an east-west set oval cabochon - peridot or citrine, or (iii) a scrumtrulescent sugarloaf emerald (see book for example):
And yes, such beasts do exist.
If ever a time comes where it is appropriate for me to spend money in this fashion, I will forego all other jewelry except for my engagement ring and wear this treasure until it becomes a part of me, and some of me is part of it. (See what I mean?)
Until that time comes, a girl can dream...
and dream...
(btw, all pictures taken from the book and the TSC website - they're not mine, and I so don't have permission to use them.)
If I could distill my dreams, desires, and principles into a single, wearable object, it would look something like this, but with either (i) a round, faceted, vibrant blue-violet sapphire or tourmaline with bezel-set diamonds in place of the gold granulation, (ii) an east-west set oval cabochon - peridot or citrine, or (iii) a scrumtrulescent sugarloaf emerald (see book for example):
And yes, such beasts do exist.
If ever a time comes where it is appropriate for me to spend money in this fashion, I will forego all other jewelry except for my engagement ring and wear this treasure until it becomes a part of me, and some of me is part of it. (See what I mean?)
Until that time comes, a girl can dream...
and dream...
(btw, all pictures taken from the book and the TSC website - they're not mine, and I so don't have permission to use them.)
Confessional
Yesterday I was wrestling with whether or not to buy a refill of my favorite AHAVA hand cream. Winter will start nipping at my knuckles before I know it, so I want to be prepared (seriously, my hands get WRECKED during these New England winters. One day without gloves, and you're red and chapped for a week). BUT I do have an abundance of other, less expensive body lotions that will work almost as well, but somehow fall short. I decided to go in for a tube of my favorite stuff, and while I was there, I picked up some Serious Skin Care olive oil moisturizer. I used to use this stuff in college, and I liked it, so with a 30% off coupon, I decided to try it again. I dropped about $35 on stuff I could probably do without, but will probably use. All in all, I could've done worse.
In other news, a stranger complimented my jewelry today. Stay strong, self!
In other news, a stranger complimented my jewelry today. Stay strong, self!
Wednesday, August 12, 2009
New Budget
I did some budget tinkering, and this is what I'd like to shoot for:
Housing: $850
Medicine: $200 (cc)
Food: $200 (cc)
Internet: $25 (cc)
Misc: $150 (cc)
Loan: $200
Total Expenses: $1625
Clothing purchases: $40
Doctor/Dentist: $75
Future Fund: $100
Emergency Fund: $400
Checking Cushion: $100
Roth IRA: $200
Total Savings: $915
Total/mo: $2540
cc= Charged to credit card. The point being that I'm trying to keep my credit card bill under $600 a month, if at all possible, and these are the items I charge.
Any amount left in my checking cushion at the end of the month will be divided and saved as I see fit. Same with any ebay sales. Although I imagine that the majority will go into the Future Fund, as I now have a wedding to plan... ... ... because I got engaged this past weekend!!!
Housing: $850
Medicine: $200 (cc)
Food: $200 (cc)
Internet: $25 (cc)
Misc: $150 (cc)
Loan: $200
Total Expenses: $1625
Clothing purchases: $40
Doctor/Dentist: $75
Future Fund: $100
Emergency Fund: $400
Checking Cushion: $100
Roth IRA: $200
Total Savings: $915
Total/mo: $2540
cc= Charged to credit card. The point being that I'm trying to keep my credit card bill under $600 a month, if at all possible, and these are the items I charge.
Any amount left in my checking cushion at the end of the month will be divided and saved as I see fit. Same with any ebay sales. Although I imagine that the majority will go into the Future Fund, as I now have a wedding to plan... ... ... because I got engaged this past weekend!!!
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