"Secret skimping is out, like false bosoms." - Marjorie Hillis, Orchids on Your Budget, 1937.

Tuesday, September 29, 2009

October 2009 Net Worth

Emergency Fund: $800.87
Checking: $45.14
ING Funds (total): $562.70
Roth IRA: $6,142.01 (out of the $6,500 I've invested so far)
401k: $3,896.50 (from the $3,478.72 invested so far)
Sharebuilder: $36.26 (out of $50 initial investment)
Total Positive: $11,483.48

Rent: PAID
Phone: $35.00
Bus Pass: $59.00
Credit cards: $574.37
Student Loan I: $8,772.73 (from over $19k)
Student Loan II: $0
Total Negative: $9,441.10

Total Net Worth: +$2,042.38

I think I'll start doing percentage changes for each category, because it's hard to tell at a glance where I'm improving. Retirement accounts are clearly up big this month, though.

It wasn't too difficult to stay on track the first month, but now the little voice in my head is telling me that it would be ok to buy a few (or 10) QVC items on clearance. Not only would it NOT be ok, but if I return one more thing, they're going to start refusing my business - no joke.