"Secret skimping is out, like false bosoms." - Marjorie Hillis, Orchids on Your Budget, 1937.

Tuesday, January 6, 2009

January 2009 Net Worth

Emergency Fund: $2,258.57
Checking: $150.50
ING Funds (total): $149.98
Roth IRA: $3,634.04 (out of the $5,000 I've invested so far)
401k: $813.04 (out of $986.48 invested)
Sharebuilder: $31.30 (out of $50 initial investment)
Total Positive: $7,037.43

Rent: Paid
Phone: Paid
Credit card: $650.00
Student Loan I: $12,166.94
Student Loan II: $0
Total Negative: $12,816.94

Net Worth: -$5,779.51

Luckily, January is a 3-paycheck month. I'm doing better, but I need all the help I can get.

Things aren't going great at work, and I'm pretty sure somebody's going to get axed. I definitely need this health insurance policy, so it would be horrible timing if it's me.

I've signed up for a silver-smithing class at my local adult-ed, and even though it costs a couple hundred dollars, I think it'll keep me from spending more in the long run, at the very least because it will take up 3 hours a week. Plus, I spend so much on jewelry, I should probably know what goes into making it, right? I should also take a cooking class and a pilates class, but baby steps, right?