"Secret skimping is out, like false bosoms." - Marjorie Hillis, Orchids on Your Budget, 1937.

Friday, December 19, 2008

Take it to the limit

Today has been sort of a big day. Even though I'm at a record monetary low, I paid off my smaller student loan, and I made my final 2008 Roth IRA contribution.

I will welcome any bonus money that may come to me, as well as the "extra" check in January (it's a 3-check month). Both will go directly into savings. I've already "treated" myself enough this year.

Tuesday, December 9, 2008

December 2008 Net Worth

Emergency Fund: $918.83
Checking: $380.77
ING Funds (total): $254.00
Roth IRA: $3,390.94 (out of the $4,900 I've invested so far)
401k: $668.96 (out of $882.64 invested)
Prosper: $60.83 (out of $100 in loans)
Sharebuilder: $30.41 (out of $50 initial investment)
Total Positive: $5,704.74

Rent: Paid
Phone: Paid
Credit card: $458.28
Student Loan I: $12,555.22
Student Loan II: $121.02
Total Negative: $13,134.52

Net Worth: -$7,429.78

Clearly, almost everything that could've gone wrong has. I'm desperately trying to pull myself together. I'm returning nearly all of it, but for every package I return, two more show up in my mailbox. I still don't know how this happened.