August 2013 Net Worth

Emergency Fund: $10,819.93
Checking: $348.52

Medical/Dental: $780.59

Education: $1,882.32

Roth IRA: $12,023.63

401k1: $8,711.14
401k2: $1,164.47

____________
Total Positive: $35,730.60

Rent: PAID
Groceries/Utilities: PAID
Phone: PAID

Subway: PAID

Credit cards: $41.84
____________
Total Negative: $41.84


Net Worth: $35,688.76

July 2013 Net Worth

Emergency Fund: $10,813.07
Checking: $257.35

Medical/Dental: $780.09

Education: $3,495.56

Roth IRA: $11,407.27

401k1: $8,316.97
401k2: $832.24

____________
Total Positive: $35,902.55

Rent: PAID
Groceries/Utilities: PAID
Phone: PAID

Subway: PAID

Credit cards: $740.19
____________
Total Negative: $740.19


Net Worth: $35,162.36

Youch.  I used a chunk of my Education fund to pay for enrollment in a new, rather expensive course.  I've also done some online shopping in an effort to look more... current?  Less mid-lifey?  My 5-years-younger friends at work said I could "literally be on What Not to Wear."  That clearly hit me right in the feels.

June 2013 New Worth

Emergency Fund: $10,406.48
Checking: $186.48

Medical/Dental: $779.61

Education: $4,517.81

Roth IRA: $11,556.83

401k1: $8,435.68
401k2: $637.66

____________
Total Positive: $36,520.53

Rent: PAID
Groceries/Utilities: PAID
Phone: PAID

Subway: PAID

Credit cards: $287.84
____________
Total Negative: $287.84


Net Worth: $36,232.69

May 2013 Net Worth

Emergency Fund: $10,101.16
Checking: $290.59

Travel: $0.02

Medical/Dental: $452.14

Education: $4,115.10

Roth IRA: $11,588.55

401k1: $8,513.13
401k2: $642.82

____________
Total Positive: $35,703.51

Rent: PAID
Groceries/Utilities: PAID
Phone: PAID

Subway: PAID

Credit cards: $117.81
____________
Total Negative: $117.81


Net Worth: $35,585.70

Another hard month.  More dental work, and it's far from over.  My credit card bills have been high, mostly from said dental work, but I still have to cut down on the day-to-day junk.

April 2013 Net Worth

Emergency Fund: $10,094.95
Checking: $236.07

Travel: $0.02

Medical/Dental: $251.89

Education: $4,112.57

Roth IRA: $11,244.12

401k: $8,570.39

____________
Total Positive: $34,510.01

Rent: PAID
Groceries/Utilities: PAID
Phone: PAID

Subway: PAID

Credit cards: $1,026.33
____________
Total Negative: $1,026.33


Net Worth: $33,483.68

Between dental work and a haircut this past month, I'm down about $700.  I don't think we've seen the last of the dentist either.  Can't deal.

March 2013 Net Worth

Emergency Fund: $10,088.56
Checking: $176.64

Travel: $0.02
Medical/Dental: $355.56

Education: $3,920.12

Roth IRA: $10,985.79

401k: $8,113.25
____________
Total Positive: $33,639.94

Rent: PAID
Groceries/Utilities: PAID
Phone: PAID

Subway: PAID

Credit cards: $725.33
____________
Total Negative: $725.33


Net Worth: $32,914.61

We got our tax refund back and applied $3,000 of it to my Education fund.  We set some aside for the future, and some for vacation, too.  Yes, it was another big refund (though not as big as last year).

February 2013 Net Worth

Emergency Fund: $10,082.78
Checking: $99.00

Travel: $0.02
Medical/Dental: $315.37

Education: $620.69

Roth IRA: $10,999.38

401k: $8,164.00
____________
Total Positive: $30,281.24

Rent: PAID
Groceries/Utilities: PAID
Phone: PAID

Subway: PAID

Credit cards: $1,083.13
____________
Total Negative: $1,083.13


Net Worth: $29,198.11

Welp, I didn't quite make my goal of a $30k net worth by February, but I got pretty close, mostly by interest and accident.  I clearly lost focus in the spending department.  It didn't even go crazy with the shopping, so I'm not really sure what that number is made up of.  I guess it's time to whip out the old spreadsheet.  I know I say that every time I update, but now that I have an iPhone, I don't really have an excuse.  I need to take advantage of the plethora of apps out there and just update it on the reg, and in real-time.