"Secret skimping is out, like false bosoms." - Marjorie Hillis, Orchids on Your Budget, 1937.

Tuesday, March 2, 2010

March 2010 Net Worth

Emergency Fund: $3,321.27
Checking: $1,041.17
Wedding Fund: $458.71
Misc. ING Funds: $50.62
Roth IRA: $7,339.19 (out of the $7,400 I've invested so far)
401k: $4,595.48
Sharebuilder: $38.75 (out of $50 initial investment)
Amex Gift Card: $23.00
Total Positive: $16,868.19

Rent: $850
Groceries/Utilities: $PAID
Phone: $45.00
Subway Pass: $59
Credit cards: $266.46
Student Loan I: $7,668.01 (from over $19k)
Student Loan II: $0
Total Negative: $8,888.47

Total Net Worth: +$7,979.72

I'm a little later than usual with my net worth update because I flew home to spend the last few days wedding planning, and I only now have a little down-time (not really, I'm at work!).

Anywho! This month's e-fund increase is due in part to about $250 in ebay sales (that's minus fees). I've also sent a few things off for consignment, so I should be seeing a check from them within the next month. The more I get rid of, the easier it is to part with more things.

It's amazing what a shift in attitude can do. My room at home has been almost exactly how I left it since I left for college more than 7 years ago. When I got home, the first thing I did was cull through everything in my room. 2 bags of garbage, and 3 donation bags later, I had gotten rid of everything that, only a few months ago, I found it so difficult to part with. The few things I kept - my diaries spanning from 1st to 12th grade, a few love notes, photographs, the occasional teddy bear, and some keepsakes - all give me too much satisfaction to toss. Those jeans that haven't fit since the LAST turn of the decade... not so much.

And as I finish off my last week at my old job, there are some challenges ahead. Namely, the fact that (i) I am exchanging my bigger paycheck for a much smaller one, while (ii) I am not gaining much flexibility/free time. Yes, it will be less stressful, and yes, in my mind, it's temporary, but it's also full-time, so it almost leaves me where I started, only with less cash. In the meantime, I am working on my personal goals and will devote as much time and energy to them as I can muster, and I won't let a piddly old job get in the way.

To be continued...


Investing Newbie said...

Good luck with the transition!! And you've just reminded me that I should probably start selling some stuff too!

me in millions said...

Isn't cleaning house so satifying though?