"Secret skimping is out, like false bosoms." - Marjorie Hillis, Orchids on Your Budget, 1937.

Sunday, May 1, 2011

May 2011 Net Worth

Emergency Fund: $1,400.83
Checking: $121.42
Travel (aka Other People's Weddings): $350.26
Medical/Dental: $250.19
School: $200.18
Roth IRA: $10,075.48
401k: $7,476.09
Sharebuilder: $166.44
Total Positive: $20,082.47

Rent: $PAID
Groceries/Utilities: $218.00
Phone: $70
Subway: $20.00
Credit cards: $309.68
Student Loan I: $5,955.06 (from over $19k)
Student Loan II: $0
Total Negative: $6,572.74

Net Worth: $13,509.73

This past month went relatively well. However, I broke down last week and went on an online shopping binge (a couple of charges have yet to hit my card). I'm waiting for the packages to arrive so I can make the walk of shame to the post office for returns. And that's quite literal since I have no car, and the post office is exactly one mile down the busiest street, main-est street you can imagine. Well, at least I didn't dive into any final sales.

I also, despite all odds, exercised restraint when I decided against purchasing a Clarisonic (it's like a Sonicare, which I love and fully support, but for your face) (note to self: BRILLIANT - start making prototypes of skin brush head attachments -- ideas for materials: old sweaters, brillo pad, gerbil). I was THISCLOSE. What could possibly compel me to want to buy this thing? You know how this shiz goes. One minute I was minding my own business, eating an (2) Skinny Cow ice cream sandwiches (sad face), and the next I was loading my cart with the deluxe model with additional brush heads. I don't know how I snapped out of it, except, oh yeah, my skin is objectively good without one, and if it ain't broke, don't fix it. And it was $225.

Speaking of broke, I conveniently stopped updating our joint spending spreadsheet right before my spending spree. Not only is that dishonest and sad, but it's also not helping me control my spending if I'm not doing it. It's like weighing yourself... which reminds me... food post coming up.

1 comment:

Anonymous said...

There's a 'frugal' alternative to Clarisonic that you should try first.

Facial brushes from Sally Beauty Supply ($5). I use them with plain old Cetaphil everyday and St. Ives Scrub once a week or so. Plus I get an arm workout while I'm in the shower.