"Secret skimping is out, like false bosoms." - Marjorie Hillis, Orchids on Your Budget, 1937.

Tuesday, June 10, 2008

June Net Worth

Emergency Fund: $5,405.85
Checking: $320.93
ING Funds (total): $2,311.17
Roth IRA: $3,460.60
401k: $418.96
Prosper: $100 (I received my $25 sign-up bonus this week!)
Sharebuilder: $45.03
Total Positive: $12,062.54

Credit card: $1733.59
Student Loan I: $13,702.77
Student Loan II: $903.22
Total Negative: $16,339.58

Net Worth: -$4,277.04

Not good!

My spending is definitely under control (remember, I charge ALL purchases*, so that means I only spent a few hundred on food AND entertainment this month), but my medical bills this month alone totaled about $650. Add $725 for the new mattress, and that's $1,375 on the credit card right there... and we still have way more furniture to buy.

It's not fun to see my finances slipping backward, but I have to stay positive. I am only now beginning to make real changes in my life, and my health will benefit. I have to think long-term.

*I definitely don't recommend this method unless you pay your bill in-full every month.

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